An old tree fell on her California home, leaving Angela Bereola with a $51,399 bill despite having insurance - here's why

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A century-old oak tree fell on Angela Bereola’s California home during a storm, leaving an estimated $70,600 in roof damage. Her insurance adjuster initially offered just $19,200, leaving a $51,399 shortfall. Here’s how the dispute unfolded and what homeowners can do when an insurance claim is…