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Home loan borrowers: Pay higher EMI every month or extend your loan tenure? How to choose after a rate hike

Home loan borrowers: Pay higher EMI every month or extend your loan tenure? How to choose after a rate hike

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A rise in home loan rates forces borrowers to choose between higher EMIs and longer repayment tenures. A ₹50 lakh loan example shows how a 25-basis-point increase affects monthly payments and total interest, and what borrowers should consider before deciding.

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