Small-cap, mid-cap fund inflows jump 13% in September. Are investors chasing returns? What SIP investors should do

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Small-cap and mid-cap funds attracted ₹16,873 crore in September, up 12.8% from August. Experts say inflows reflect long-term growth expectations and SIP participation, but investors should avoid chasing past returns and assess valuations, risk tolerance and investment horizons before investing.