Diwali shopping: Should you pay upfront or choose no-cost EMI for expensive purchases? Here’s what buyers must know

Published 07 Nov 2026, 22:13 IST

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Planning expensive Diwali purchases? Paying upfront could help you secure additional discounts, while no-cost EMI can spread payments. Compare processing fees, GST, cashback and credit card rewards before deciding which option saves you more.

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